A combination of 85 points. For example as of today, someone might be 58.8 years old and have 24.4 years of service. 58.8 + 24.4 = 82 years and 12 months, therefore it's really 83 years. What date would the employee reach the required 85 points, adding 1 year of age and 1 year of service to each year. That's a more complicated example because the months added up equated to another year. Another example: As of today, an employee's age is 56.7 with 26.2 years of service = 82.9 points. What date would they reach the 85 points?I know it's confusing.