If this and that!


New Member
Hi All, been racking my brains on this one, looked at loads of examples. I think I just do not understand the structure of combining the if and or statements as I have written it down and it makes sense to me. :LOL:
Basically I am working out employer Pension contributions.
The formula in my head goes like.
If D2 = Y (this states they are in pension)
If Gross>865 the cell = (753 x 1%) Or If Gross > 113 and <866 the cell = (Gross-113 x 1%)
Else cell = 0

Maybe I am missing something. I tried but I seem to be going round in circles. Is there a logic builder app :)
Thanks for looking


New Member
753 is the banded Gross earnings that contributions are paid on when gross is over 865
The contributions for earnings under 866 is paid on the band of earnings 113 to 865, so we have if the gross is less than 866 the contributions are paid on Gross minus 113.
Last edited:


Active Member

You can string what you are looking for into one formula: =IF(D2="Y",IF(Gross>865,753*0.01,IF(AND(Gross>113,Gross<865),Gross-(113*0.01))),0)

So this is how this formula calculates:

First determines if there is a "Y" in cell D2: =IF(D2="Y"

If yes, first check to see if Gross is Greater than 865: IF(Gross>865,
if True then multiply 753 x 1%

If not True, Check to see if Gross is Greater than 113 and Less than 865: IF(AND(Gross>113,Gross<865) Notice the construct of an IF(AND statement. You enter 2 logical checks separated by a comma then followed by ")" to complete the "AND" portion of the formula.

Now, if both checks of Gross are True (Gross is Greater than 113 and Less than 865) then: Gross-(113*0.01)

Finally, if there is not a "Y" in cell D2 enter a "0": ,0)

Hope this works and the explanation helps.

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