Hello ~
Am wanting to learn how to apply weighted averages to the table below. Each "loan" is a different amount and represents a different percentage of the overall volume of loans. The loan to value ratio in 24H is 57.43%, which represents an average. I want to factor in the loan size into the equasion and cannot. Will greatly appreciate input from anybody with statistical analysis skills on managing this table. Am relatively certain that even my construction of this question is incorrect. : )
Thank you
<b>Excel 2002</b><table cellpadding="2.5px" rules="all" style=";background-color: #FFFFFF;border: 1px solid;border-collapse: collapse; border-color: #A6AAB6"><colgroup><col width="25px" style="background-color: #E0E0F0" /><col /><col /><col /><col /><col /><col /><col /><col /></colgroup><thead><tr style=" background-color: #E0E0F0;text-align: center;color: #161120"><th></th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>H</th></tr></thead><tbody><tr ><td style="color: #161120;text-align: center;">1</td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;">Acct</td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;">Name</td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;"> Loan Balance </td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;"> Loan Amount as a % of Portfolio </td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;"> Amount of Senior Lien </td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;"> Property Value </td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;"> Sum of Loan Balances </td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;">LTV as of 8/19/2011</td></tr><tr ><td style="color: #161120;text-align: center;">2</td><td style="border-top: 1px solid black;;">1</td><td style="border-top: 1px solid black;;">Gloria</td><td style="text-align: right;border-top: 1px solid black;;"> 49,684.10 </td><td style="text-align: right;border-top: 1px solid black;;">3.68%</td><td style="text-align: right;border-top: 1px solid black;;"> 12,000.00 </td><td style="text-align: right;border-top: 1px solid black;;"> 100,000.00 </td><td style="text-align: right;border-top: 1px solid black;;"> 61,684.10 </td><td style="text-align: right;border-top: 1px solid black;;">61.68%</td></tr><tr ><td style="color: #161120;text-align: center;">3</td><td style=";">2</td><td style=";">Rudy</td><td style="text-align: right;;"> 75,236.26 </td><td style="text-align: right;;">5.57%</td><td style="text-align: right;;"> - </td><td style="text-align: right;;"> 325,000.00 </td><td style="text-align: right;;"> 75,236.26 </td><td style="text-align: right;;">23.15%</td></tr><tr ><td style="color: #161120;text-align: center;">4</td><td style=";">3</td><td style=";">Carol</td><td style="text-align: right;;"> 48,860.72 </td><td style="text-align: right;;">3.61%</td><td style="text-align: right;;"> 40,000.00 </td><td style="text-align: right;;"> 500,000.00 </td><td style="text-align: right;;"> 88,860.72 </td><td style="text-align: right;;">17.77%</td></tr><tr ><td style="color: #161120;text-align: center;">5</td><td style=";">4</td><td style=";">David</td><td style="text-align: right;;"> 106,593.83 </td><td style="text-align: right;;">7.89%</td><td style="text-align: right;;"> - </td><td style="text-align: right;;"> 195,000.00 </td><td style="text-align: right;;"> 106,593.83 </td><td style="text-align: right;;">54.66%</td></tr><tr ><td style="color: #161120;text-align: center;">6</td><td style=";">5</td><td style=";">Erma</td><td style="text-align: right;;"> 29,960.08 </td><td style="text-align: right;;">2.22%</td><td style="text-align: right;;"> 69,417.00 </td><td style="text-align: right;;"> 120,000.00 </td><td style="text-align: right;;"> 99,377.08 </td><td style="text-align: right;;">82.81%</td></tr><tr ><td style="color: #161120;text-align: center;">7</td><td style=";">6</td><td style=";">Evelyne</td><td style="text-align: right;;"> 200,000.00 </td><td style="text-align: right;;">14.80%</td><td style="text-align: right;;"> - </td><td style="text-align: right;;"> 350,000.00 </td><td style="text-align: right;;"> 200,000.00 </td><td style="text-align: right;;">57.14%</td></tr><tr ><td style="color: #161120;text-align: center;">8</td><td style=";">7</td><td style=";">Mike</td><td style="text-align: right;;"> 53,715.44 </td><td style="text-align: right;;">3.97%</td><td style="text-align: right;;"> 157,437.00 </td><td style="text-align: right;;"> 400,000.00 </td><td style="text-align: right;;"> 211,152.44 </td><td style="text-align: right;;">52.79%</td></tr><tr ><td style="color: #161120;text-align: center;">9</td><td style=";">8</td><td style=";">Bob</td><td style="text-align: right;;"> 36,248.28 </td><td style="text-align: right;;">2.68%</td><td style="text-align: right;;"> 211,000.00 </td><td style="text-align: right;;"> 480,000.00 </td><td style="text-align: right;;"> 247,248.28 </td><td style="text-align: right;;">51.51%</td></tr><tr ><td style="color: #161120;text-align: center;">10</td><td style=";">9</td><td style=";">Carlos</td><td style="text-align: right;;"> 77,500.00 </td><td style="text-align: right;;">5.73%</td><td style="text-align: right;;"> - </td><td style="text-align: right;;"> 300,000.00 </td><td style="text-align: right;;"> 77,500.00 </td><td style="text-align: right;;">25.83%</td></tr><tr ><td style="color: #161120;text-align: center;">11</td><td style=";">10</td><td style=";">Abe</td><td style="text-align: right;;"> 100,000.00 </td><td style="text-align: right;;">7.40%</td><td style="text-align: right;;"> 243,796.00 </td><td style="text-align: right;;"> 460,000.00 </td><td style="text-align: right;;"> 343,796.00 </td><td style="text-align: right;;">74.74%</td></tr><tr ><td style="color: #161120;text-align: center;">12</td><td style=";">11</td><td style=";">Jorge</td><td style="text-align: right;;"> 63,690.89 </td><td style="text-align: right;;">4.71%</td><td style="text-align: right;;"> 187,242.00 </td><td style="text-align: right;;"> 370,000.00 </td><td style="text-align: right;;"> 250,932.89 </td><td style="text-align: right;;">67.82%</td></tr><tr ><td style="color: #161120;text-align: center;">13</td><td style=";">12</td><td style=";">Ruben</td><td style="text-align: right;;"> 49,918.33 </td><td style="text-align: right;;">3.69%</td><td style="text-align: right;;"> 147,829.00 </td><td style="text-align: right;;"> 310,000.00 </td><td style="text-align: right;;"> 197,747.33 </td><td style="text-align: right;;">63.79%</td></tr><tr ><td style="color: #161120;text-align: center;">14</td><td style=";">13</td><td style=";">Art</td><td style="text-align: right;;"> 31,761.36 </td><td style="text-align: right;;">2.35%</td><td style="text-align: right;;"> 340,780.00 </td><td style="text-align: right;;"> 450,000.00 </td><td style="text-align: right;;"> 372,541.36 </td><td style="text-align: right;;">82.79%</td></tr><tr ><td style="color: #161120;text-align: center;">15</td><td style=";">14</td><td style=";">John</td><td style="text-align: right;;"> 22,431.37 </td><td style="text-align: right;;">1.66%</td><td style="text-align: right;;"> 184,000.00 </td><td style="text-align: right;;"> 425,000.00 </td><td style="text-align: right;;"> 206,431.37 </td><td style="text-align: right;;">48.57%</td></tr><tr ><td style="color: #161120;text-align: center;">16</td><td style=";">15</td><td style=";">Joe</td><td style="text-align: right;;"> 35,723.71 </td><td style="text-align: right;;">2.64%</td><td style="text-align: right;;"> 339,532.00 </td><td style="text-align: right;;"> 535,000.00 </td><td style="text-align: right;;"> 375,255.71 </td><td style="text-align: right;;">70.14%</td></tr><tr ><td style="color: #161120;text-align: center;">17</td><td style=";">16</td><td style=";">Anthony</td><td style="text-align: right;;"> 66,475.26 </td><td style="text-align: right;;">4.92%</td><td style="text-align: right;;"> 139,820.00 </td><td style="text-align: right;;"> 353,000.00 </td><td style="text-align: right;;"> 206,295.26 </td><td style="text-align: right;;">58.44%</td></tr><tr ><td style="color: #161120;text-align: center;">18</td><td style=";">17</td><td style=";">Eli</td><td style="text-align: right;;"> 100,000.00 </td><td style="text-align: right;;">7.40%</td><td style="text-align: right;;"> 244,858.00 </td><td style="text-align: right;;"> 364,000.00 </td><td style="text-align: right;;"> 344,858.00 </td><td style="text-align: right;;">94.74%</td></tr><tr ><td style="color: #161120;text-align: center;">19</td><td style=";">18</td><td style=";">Rene</td><td style="text-align: right;;"> 14,482.01 </td><td style="text-align: right;;">1.07%</td><td style="text-align: right;;"> 180,000.00 </td><td style="text-align: right;;"> 475,000.00 </td><td style="text-align: right;;"> 194,482.01 </td><td style="text-align: right;;">40.94%</td></tr><tr ><td style="color: #161120;text-align: center;">20</td><td style=";">19</td><td style=";">Charles</td><td style="text-align: right;;"> 69,666.11 </td><td style="text-align: right;;">5.15%</td><td style="text-align: right;;"> 104,349.00 </td><td style="text-align: right;;"> 375,000.00 </td><td style="text-align: right;;"> 174,015.11 </td><td style="text-align: right;;">46.40%</td></tr><tr ><td style="color: #161120;text-align: center;">21</td><td style=";">20</td><td style=";">Ray</td><td style="text-align: right;;"> 119,850.00 </td><td style="text-align: right;;">8.87%</td><td style="text-align: right;;"> 332,000.00 </td><td style="text-align: right;;"> 620,000.00 </td><td style="text-align: right;;"> 451,850.00 </td><td style="text-align: right;;">72.88%</td></tr><tr ><td style="color: #161120;text-align: center;">22</td><td style=";"></td><td style=";"></td><td style=";"></td><td style=";"></td><td style=";"></td><td style=";"></td><td style=";"></td><td style=";"></td></tr><tr ><td style="color: #161120;text-align: center;">23</td><td style=";"></td><td style=";">TOTALS</td><td style=";"> 1,351,797.75 </td><td style="text-align: right;;">100.00%</td><td style=";"> 2,934,060.00 </td><td style=";"> 7,507,000.00 </td><td style=";"> 4,285,857.75 </td><td style="text-align: right;;"> N/A </td></tr><tr ><td style="color: #161120;text-align: center;">24</td><td style=";"></td><td style=";">AVERAGES</td><td style=";"> 67,589.89 </td><td style="text-align: right;;">5.00%</td><td style=";"> 146,703.00 </td><td style=";"> 375,350.00 </td><td style=";"> 214,292.89 </td><td style="text-align: right;;">57.43%</td></tr></tbody></table><p style="width:3.6em;font-weight:bold;margin:0;padding:0.2em 0.6em 0.2em 0.5em;border: 1px solid #A6AAB6;border-top:none;text-align: center;background-color: #E0E0F0;color: #161120">Sample</p><br /><br />
Am wanting to learn how to apply weighted averages to the table below. Each "loan" is a different amount and represents a different percentage of the overall volume of loans. The loan to value ratio in 24H is 57.43%, which represents an average. I want to factor in the loan size into the equasion and cannot. Will greatly appreciate input from anybody with statistical analysis skills on managing this table. Am relatively certain that even my construction of this question is incorrect. : )
Thank you
<b>Excel 2002</b><table cellpadding="2.5px" rules="all" style=";background-color: #FFFFFF;border: 1px solid;border-collapse: collapse; border-color: #A6AAB6"><colgroup><col width="25px" style="background-color: #E0E0F0" /><col /><col /><col /><col /><col /><col /><col /><col /></colgroup><thead><tr style=" background-color: #E0E0F0;text-align: center;color: #161120"><th></th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>H</th></tr></thead><tbody><tr ><td style="color: #161120;text-align: center;">1</td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;">Acct</td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;">Name</td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;"> Loan Balance </td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;"> Loan Amount as a % of Portfolio </td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;"> Amount of Senior Lien </td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;"> Property Value </td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;"> Sum of Loan Balances </td><td style="font-weight: bold;text-align: center;border-bottom: 1px solid black;;">LTV as of 8/19/2011</td></tr><tr ><td style="color: #161120;text-align: center;">2</td><td style="border-top: 1px solid black;;">1</td><td style="border-top: 1px solid black;;">Gloria</td><td style="text-align: right;border-top: 1px solid black;;"> 49,684.10 </td><td style="text-align: right;border-top: 1px solid black;;">3.68%</td><td style="text-align: right;border-top: 1px solid black;;"> 12,000.00 </td><td style="text-align: right;border-top: 1px solid black;;"> 100,000.00 </td><td style="text-align: right;border-top: 1px solid black;;"> 61,684.10 </td><td style="text-align: right;border-top: 1px solid black;;">61.68%</td></tr><tr ><td style="color: #161120;text-align: center;">3</td><td style=";">2</td><td style=";">Rudy</td><td style="text-align: right;;"> 75,236.26 </td><td style="text-align: right;;">5.57%</td><td style="text-align: right;;"> - </td><td style="text-align: right;;"> 325,000.00 </td><td style="text-align: right;;"> 75,236.26 </td><td style="text-align: right;;">23.15%</td></tr><tr ><td style="color: #161120;text-align: center;">4</td><td style=";">3</td><td style=";">Carol</td><td style="text-align: right;;"> 48,860.72 </td><td style="text-align: right;;">3.61%</td><td style="text-align: right;;"> 40,000.00 </td><td style="text-align: right;;"> 500,000.00 </td><td style="text-align: right;;"> 88,860.72 </td><td style="text-align: right;;">17.77%</td></tr><tr ><td style="color: #161120;text-align: center;">5</td><td style=";">4</td><td style=";">David</td><td style="text-align: right;;"> 106,593.83 </td><td style="text-align: right;;">7.89%</td><td style="text-align: right;;"> - </td><td style="text-align: right;;"> 195,000.00 </td><td style="text-align: right;;"> 106,593.83 </td><td style="text-align: right;;">54.66%</td></tr><tr ><td style="color: #161120;text-align: center;">6</td><td style=";">5</td><td style=";">Erma</td><td style="text-align: right;;"> 29,960.08 </td><td style="text-align: right;;">2.22%</td><td style="text-align: right;;"> 69,417.00 </td><td style="text-align: right;;"> 120,000.00 </td><td style="text-align: right;;"> 99,377.08 </td><td style="text-align: right;;">82.81%</td></tr><tr ><td style="color: #161120;text-align: center;">7</td><td style=";">6</td><td style=";">Evelyne</td><td style="text-align: right;;"> 200,000.00 </td><td style="text-align: right;;">14.80%</td><td style="text-align: right;;"> - </td><td style="text-align: right;;"> 350,000.00 </td><td style="text-align: right;;"> 200,000.00 </td><td style="text-align: right;;">57.14%</td></tr><tr ><td style="color: #161120;text-align: center;">8</td><td style=";">7</td><td style=";">Mike</td><td style="text-align: right;;"> 53,715.44 </td><td style="text-align: right;;">3.97%</td><td style="text-align: right;;"> 157,437.00 </td><td style="text-align: right;;"> 400,000.00 </td><td style="text-align: right;;"> 211,152.44 </td><td style="text-align: right;;">52.79%</td></tr><tr ><td style="color: #161120;text-align: center;">9</td><td style=";">8</td><td style=";">Bob</td><td style="text-align: right;;"> 36,248.28 </td><td style="text-align: right;;">2.68%</td><td style="text-align: right;;"> 211,000.00 </td><td style="text-align: right;;"> 480,000.00 </td><td style="text-align: right;;"> 247,248.28 </td><td style="text-align: right;;">51.51%</td></tr><tr ><td style="color: #161120;text-align: center;">10</td><td style=";">9</td><td style=";">Carlos</td><td style="text-align: right;;"> 77,500.00 </td><td style="text-align: right;;">5.73%</td><td style="text-align: right;;"> - </td><td style="text-align: right;;"> 300,000.00 </td><td style="text-align: right;;"> 77,500.00 </td><td style="text-align: right;;">25.83%</td></tr><tr ><td style="color: #161120;text-align: center;">11</td><td style=";">10</td><td style=";">Abe</td><td style="text-align: right;;"> 100,000.00 </td><td style="text-align: right;;">7.40%</td><td style="text-align: right;;"> 243,796.00 </td><td style="text-align: right;;"> 460,000.00 </td><td style="text-align: right;;"> 343,796.00 </td><td style="text-align: right;;">74.74%</td></tr><tr ><td style="color: #161120;text-align: center;">12</td><td style=";">11</td><td style=";">Jorge</td><td style="text-align: right;;"> 63,690.89 </td><td style="text-align: right;;">4.71%</td><td style="text-align: right;;"> 187,242.00 </td><td style="text-align: right;;"> 370,000.00 </td><td style="text-align: right;;"> 250,932.89 </td><td style="text-align: right;;">67.82%</td></tr><tr ><td style="color: #161120;text-align: center;">13</td><td style=";">12</td><td style=";">Ruben</td><td style="text-align: right;;"> 49,918.33 </td><td style="text-align: right;;">3.69%</td><td style="text-align: right;;"> 147,829.00 </td><td style="text-align: right;;"> 310,000.00 </td><td style="text-align: right;;"> 197,747.33 </td><td style="text-align: right;;">63.79%</td></tr><tr ><td style="color: #161120;text-align: center;">14</td><td style=";">13</td><td style=";">Art</td><td style="text-align: right;;"> 31,761.36 </td><td style="text-align: right;;">2.35%</td><td style="text-align: right;;"> 340,780.00 </td><td style="text-align: right;;"> 450,000.00 </td><td style="text-align: right;;"> 372,541.36 </td><td style="text-align: right;;">82.79%</td></tr><tr ><td style="color: #161120;text-align: center;">15</td><td style=";">14</td><td style=";">John</td><td style="text-align: right;;"> 22,431.37 </td><td style="text-align: right;;">1.66%</td><td style="text-align: right;;"> 184,000.00 </td><td style="text-align: right;;"> 425,000.00 </td><td style="text-align: right;;"> 206,431.37 </td><td style="text-align: right;;">48.57%</td></tr><tr ><td style="color: #161120;text-align: center;">16</td><td style=";">15</td><td style=";">Joe</td><td style="text-align: right;;"> 35,723.71 </td><td style="text-align: right;;">2.64%</td><td style="text-align: right;;"> 339,532.00 </td><td style="text-align: right;;"> 535,000.00 </td><td style="text-align: right;;"> 375,255.71 </td><td style="text-align: right;;">70.14%</td></tr><tr ><td style="color: #161120;text-align: center;">17</td><td style=";">16</td><td style=";">Anthony</td><td style="text-align: right;;"> 66,475.26 </td><td style="text-align: right;;">4.92%</td><td style="text-align: right;;"> 139,820.00 </td><td style="text-align: right;;"> 353,000.00 </td><td style="text-align: right;;"> 206,295.26 </td><td style="text-align: right;;">58.44%</td></tr><tr ><td style="color: #161120;text-align: center;">18</td><td style=";">17</td><td style=";">Eli</td><td style="text-align: right;;"> 100,000.00 </td><td style="text-align: right;;">7.40%</td><td style="text-align: right;;"> 244,858.00 </td><td style="text-align: right;;"> 364,000.00 </td><td style="text-align: right;;"> 344,858.00 </td><td style="text-align: right;;">94.74%</td></tr><tr ><td style="color: #161120;text-align: center;">19</td><td style=";">18</td><td style=";">Rene</td><td style="text-align: right;;"> 14,482.01 </td><td style="text-align: right;;">1.07%</td><td style="text-align: right;;"> 180,000.00 </td><td style="text-align: right;;"> 475,000.00 </td><td style="text-align: right;;"> 194,482.01 </td><td style="text-align: right;;">40.94%</td></tr><tr ><td style="color: #161120;text-align: center;">20</td><td style=";">19</td><td style=";">Charles</td><td style="text-align: right;;"> 69,666.11 </td><td style="text-align: right;;">5.15%</td><td style="text-align: right;;"> 104,349.00 </td><td style="text-align: right;;"> 375,000.00 </td><td style="text-align: right;;"> 174,015.11 </td><td style="text-align: right;;">46.40%</td></tr><tr ><td style="color: #161120;text-align: center;">21</td><td style=";">20</td><td style=";">Ray</td><td style="text-align: right;;"> 119,850.00 </td><td style="text-align: right;;">8.87%</td><td style="text-align: right;;"> 332,000.00 </td><td style="text-align: right;;"> 620,000.00 </td><td style="text-align: right;;"> 451,850.00 </td><td style="text-align: right;;">72.88%</td></tr><tr ><td style="color: #161120;text-align: center;">22</td><td style=";"></td><td style=";"></td><td style=";"></td><td style=";"></td><td style=";"></td><td style=";"></td><td style=";"></td><td style=";"></td></tr><tr ><td style="color: #161120;text-align: center;">23</td><td style=";"></td><td style=";">TOTALS</td><td style=";"> 1,351,797.75 </td><td style="text-align: right;;">100.00%</td><td style=";"> 2,934,060.00 </td><td style=";"> 7,507,000.00 </td><td style=";"> 4,285,857.75 </td><td style="text-align: right;;"> N/A </td></tr><tr ><td style="color: #161120;text-align: center;">24</td><td style=";"></td><td style=";">AVERAGES</td><td style=";"> 67,589.89 </td><td style="text-align: right;;">5.00%</td><td style=";"> 146,703.00 </td><td style=";"> 375,350.00 </td><td style=";"> 214,292.89 </td><td style="text-align: right;;">57.43%</td></tr></tbody></table><p style="width:3.6em;font-weight:bold;margin:0;padding:0.2em 0.6em 0.2em 0.5em;border: 1px solid #A6AAB6;border-top:none;text-align: center;background-color: #E0E0F0;color: #161120">Sample</p><br /><br />
